Credit Card Service - Credit Card Types
Most credit card companies offer several kinds of cards:
Secured cards, which require a
security deposit. The larger the security deposit, the higher the
credit limit. Secured cards are usually offered to people who have
limited credit records--people who are just starting out or who have
had trouble with credit in the past.
Regular cards, which do not
require a security deposit and have just a few features. Most regular
cards have higher credit limits than secured cards but lower credit
limits than premium cards.
Premium cards (gold, platinum,
titanium), which offer higher credit limits and usually have extra
features--for example, product warranties, travel insurance, or
emergency services.
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